• Home
  • Tag: 上海水磨会所论坛

Back From the Brink of Foreclosure

first_img Servicers Navigate the Post-Pandemic World 2 days ago Back From the Brink of Foreclosure Governmental Measures Target Expanded Access to Affordable Housing 2 days ago The government-sponsored enterprises (GSEs) Fannie Mae and Freddie Mac, completed 12,902 foreclosure prevention actions in November, according to the Federal Housing Finance Agency’s (FHFA’s) Foreclosure Prevention Report for that month.Along with those completed in November, the total foreclosure preventions by the GSEs since the start of their conservatorship now total more than 4.2 million. However, month-over-month they declined slightly from 15,272 foreclosure preventions in October.The report indicated that more than half of these actions were permanent loan modifications carried out by Fannie and Freddie. During the month, the GSEs completed 8,048 permanent loan modifications bring the total to more than 2.3 million since the conservatorship began in September 2008, the FHFA said.Breaking down the loan modifications done by the GSEs during the month, the report revealed that 29 percent of the modifications were those with principal forbearance. On the other hand, modifications with extend-term only accounted for 65 percent of all loan modifications in November.Home forfeiture actions declined in November with 566 short sales and deeds-in-lieu of foreclosures completed in November—a decline of 11 percent compared to 633 short sales and deeds-in-lieu of foreclosures completed in October. Charge-offs-in-lieu also decreased to 71 in November from 112 in October.Looking at the mortgage performance of Fannie and Freddie during the month, the report indicated that serious delinquency saw a further drop in November falling to 0.74 percent from 0.76 percent recorded in October. Third party foreclosures as well as foreclosure starts saw a decline in November compared to the previous month. While third-party foreclosure sales decreased from 4,416 in October to 3,888 in November, foreclosure starts decreased from 12,752 in October to 10,810 in November.While 60-plus day loan delinquencies decreased from 305,101 in October to 298,006 in November, 30-59 day delinquent loans saw a slight uptick from 343,270 loans in October to 353,440 in November 2018.Giving an update on the credit scores of the borrowers whose loans were serviced by the GSEs, the report said that of the total 17,108 loans serviced by the GSE in November, 15, 597 were for borrowers with an original credit score of more than 660, while 1,511 were for those with a credit score of less than 660. Of the 10,752 loans serviced by Freddie Mac, 9,900 were for borrowers with credit scores of more than 660 and the balance 852 were for those with a lesser credit score. Home / Daily Dose / Back From the Brink of Foreclosure Demand Propels Home Prices Upward 2 days ago Share Save The Best Markets For Residential Property Investors 2 days ago in Daily Dose, Featured, Foreclosure, News Demand Propels Home Prices Upward 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago February 8, 2019 1,487 Views Tagged with: Borrowers default Delinquency Fannie Mae FHFA Foreclosure Freddie Mac Homeowners Loan Modifcation Borrowers default Delinquency Fannie Mae FHFA Foreclosure Freddie Mac Homeowners Loan Modifcation 2019-02-08 Radhika Ojhacenter_img Data Provider Black Knight to Acquire Top of Mind 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Radhika Ojha is an independent writer and copy-editor, and a reporter for DS News. She is a graduate of the University of Pune, India, where she received her B.A. in Commerce with a concentration in Accounting and Marketing and an M.A. in Mass Communication. Upon completion of her masters degree, Ojha worked at a national English daily publication in India (The Indian Express) where she was a staff writer in the cultural and arts features section. Ojha, also worked as Principal Correspondent at HT Media Ltd and at Honeywell as an executive in corporate communications. She and her husband currently reside in Houston, Texas. Previous: A New Vision for Housing Finance Reform Next: Real Estate and Criminal Activity: Creating the Perfect Storm Related Articles About Author: Radhika Ojha Data Provider Black Knight to Acquire Top of Mind 2 days ago  Print This Post The Best Markets For Residential Property Investors 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago Sign up for DS News Daily Subscribelast_img read more

Waterfront mansion hits the market with record price tag

first_imgIt also showcases marble and sandstone. The residence features rosewood timber finishes.The waterfront mansion features a panic room, pool, rooftop bar, and 12m pontoon, as well as two jet ski pontoons and an electric hoist.The residence was designed by architect Bayden Goddard, and showcases marble, sandstone and rosewood timber finishes, sprawled on a 1747sq m block. More from news02:37Purchasers snap up every residence in the $40 million Siarn Palm Beach Northless than 1 hour ago02:37International architect Desmond Brooks selling luxury beach villa20 hours agoThere is a 12m pontoon, and two jet ski pontoons.CoreLogic data shows Terry Gaven paid $6.1 million for the home four years ago. It was owned by Nicole Bricknell, the ex-wife of former Billabong exec Matthew Perrin.If the luxury residence on Southern Cross Drive sells for its asking price, it will be the highest sale for the exclusive enclave of 39 properties on Cronin Island, off Chevron Island. The property is north facing. 15 Southern Cross Dr, Surfers Paradise is back on the market for $13.8 million.A PALATIAL Surfers Paradise mansion could set a new street sale record, after it was listed back on the market for $13.8 million, more than double its last selling price.That’s despite a price slash — property records showed the seven-bedroom, eight-bathroom mansion was listed for $15 million over a 101-day sales campaign last year. center_img A luxury atrium frames the view of the infinity pool and river. The home sprawls over four levels. The property has a temperature-controlled 2000 bottle wine cellar.Its last sale price is currently the third highest on the street, which has previously been named one of Queensland’s richest streets by market analysts.The street record was last set in May 2016, when 18 Southern Cross Dr changed hands for $11 million.last_img read more

Reporting system seeks to prevent elderly abuse

first_imgILOILO – In two pilot barangays of themunicipality of Lambunao, the Reporting System and Prevention Program forElderly Abuse Cases (ReSPPEC) is proving to be effective. This has led to itsreplication in two more villages of the town. The project was piloted in Maribongand Gines villages way back in 2016 and 2018, respectively. The plan already got an endorsementfrom the town’s Sangguniang Bayan. The profiling of other senior citizensof the barangays is also ongoing. “The main objective was to giveattention to our senior citizens and to be able to respond to issues affectingthem,” said Ruby Leprozo, project focal person in Lambunao. Ten bed-ridden elderly from each barangayswere chosen as recipients of the medical assistance from the regional office ofthe Department of Social Welfare and Development (DSWD) amounting to P5,000each. In August 2019, the project wasreplicated in barangays Poblacion Ilaya and Poblacion Ilawod. Poblacion Ilaya has 271 seniorcitizens while Poblacion Ilawod has 470 based on data provided by the MunicipalSocial Welfare Office (MSWDO). The local chief executive said thatonce the construction of the municipal building is completed, the portion ofthe newly inaugurated senior citizen building that is currently being occupiedby other local offices will be converted into a rehabilitation therapy center. The newly-inaugurated building of thesenior citizen was inaugurated on Tuesday. The construction of the P1.5 millionJovito and Cristina Senior Citizen Center was donated by Haydee Leagogo Hernandezin memory of her parents. The PCSC assists the local governmentunit in the assessment and documentation and also report on the abuses thatwere committed to the senior citizens. They also engage in continuous advocacyto raise public awareness of what is happening to the sector. Corazon Lebata, president of theSenior Citizens Federated Association of Iloilo Inc. (SCFAII) Lambunao chapter,said that through ReSPPEC, abuses against senior citizens have been minimized. “Give them their pension, it should beused for their welfare,” she said. The local government unit, he said,has already allocated budget for them. They are provided with funds forhospitalization through the assistance to individuals in crisis situation aswell as burial assistance. Under the initiative, they intend tocome up with a core group composed of abled senior citizens who will provide“temporary care” to their bed-ridden peers in case no member of the latter’sfamily is available to look into their relative.center_img “That simply shows that in Lambunao,our senior citizens are being taken care of by their families and the localgovernment. We have constructed a senior citizens building for them. They havebenefits and assistances,” he said. Every sitio was able to organize a core group of the elderly. Thebarangays also have their own center that was provided with amenities. “Usually those who come out asperpetrators were family members or their caretakers,” Leprozo revealed. Senior citizens were subjected tovarious forms of abuses, such as neglect and at-risk or in-difficultsituations, they found out. Lebata said the building will serve asvenue for recreation, meetings and socialization in attending to the needs ofthe senior citizens and other activities. Centenarians are also given incentiveworth PHP50,000 or depending on the capacity of the municipality. In a separate interview, Lambunaomayor Reynor Gonzales said the town is appreciative of the DSWD for recognizingtheir capacity in looking after the welfare of senior citizens. Gonzales added the senior citizen hasa great contribution to the municipality. In fact, some senior citizens havebeen tapped to work as job hires. The center will offer free physicaltherapy to indigent members of the sector. Those who have the capacity to paywill be subsidized. Meanwhile, the project in Maribong andGines barangays has been sustained. The barangays have organized andoperationalized their protective committees on senior citizens (PCSC). She said children should alwaysrespect the elderly and should not be shouted at. Leprozo said they intend “to marry”ReSPPEC with the Home Care Support for Senior Citizens, a new project of theDSWD. As of January 2020, the municipalityhas 10,882 senior citizens, six of whom are centenarians. (PNA)last_img read more

Okpekpe Race Promoter Hails Amazing Cheprot

first_imgPromoter of the IAAF silver label Okpekpe International 10km Road Race, Mike Itemuagbor, has hailed Kenyan athlete, Simon Cheprot for his heroic feat at the 7th edition of the race held last Saturday in Okpekpe, Edo State.The lanky Cheprot who won the Okpekpe race men’s title in 2016 and was first runner up last year won the hearts of fans both at the venue and those watching live on television across the African continent when he stopped to help a rival who collapsed towards the end of the race.Cheprot helped his colleague across the finish line before beckoning on the medical team at the finish for aid. The Kenyan was rewarded with $10,000 for his humanitarian effort and Itemuagbor said what Cheprot did is the true definition of sportsmanship.”Simon (Cheprot) may not have fulfilled his ambition of becoming the first athlete (man or woman) to win two Okpekpe titles since 2013 when we began this race but he came to Okpekpe this year, ran and left as the hero. He did not win any medals but he won hearts.“While running, his colleague collapsed and on instinct, Simon picked him up; held tight to him and lifted him. That ended his race. But he saved a life. In 2016, Simon came first at Okpekpe; was second last year. Now, in 2019, he won hearts. One of our partners gave him $2,000,former Edo State Governor, Adams Oshiomhole added $3,000 before Edo State’s Deputy Governor, Philip Shaibu increased the reward from $5000 to $10,000 with an additional $5000.But most significantly, everybody hailed his “brother’s keeper” attitude. This is what is called sportsmanship. Simon gave proper consideration for fairness, ethics, respect, and a sense of fellowship with his competitors. He is our hero, he is the hero of the seventh edition of the race,” Itemuagbor gushed with excitement.Bahrain’s Dawit Fikadu (29.03) and Kenya’s Sheila Chelangat (32.59) won the men and women’s titles while a couple, Emmanuel Gyang Gwon and Deborah Pam emerged the best Nigerian athletes at this edition.Share this:FacebookRedditTwitterPrintPinterestEmailWhatsAppSkypeLinkedInTumblrPocketTelegramlast_img read more

Half-time: Reading 0 QPR 0

first_imgMichael Hector went closest to opening the scoring during the first half at the Madejski Stadium.Defender Hector, loaned back to Reading after being signed by Chelsea in September, headed narrowly wide after being found unmarked by Ollie Norwood’s superbly-delivered free-kick.Both sides struggled to create chances, although Junior Hoilett had an effort saved by Royals goalkeeper Ali Al-Habsi.Moments later, Reading’s Nick Blackman dragged a right-footed shot wide of the far post.Rangers again started without a recognised striker in the absence of Charlie Austin, who is on the substitutes’ bench.Fer returned to the starting line-up following a suspension.QPR: Green, Perch, Onuoha, Hall, Konchesky, Petrasso, Sandro, Faurlin, Phillips, Hoilett, Fer.Subs: Smithies, Angella, Chery, Henry, Luongo, Tozser, Austin.Follow West London Sport on TwitterFind us on Facebooklast_img read more

Do Confusing Branches Add up to a Darwin Tree?

first_imgEvolutionists routinely try to construct parts of Darwin’s grand “tree of life” from fossils and genes.  Do the parts come together as expected?Camels & mammals:  The genome of a Bactrian (two-humped) camel named Mozart was deciphered.  According to Science Daily, “The DNA code also represents a rich resource for addressing questions on phylogenetic relationships between animals.”  So far, though, all the geneticists found was 85% similarity to the one-humped dromedary camel.  They hope it will clarify relationships with llamas and alpacas, too, but that work remains to be done.Zebrafish & mermaids:  Alongside a photo of a lovely lady swimming underwater, Michael Gross wrote in Current Biology,  “While we humans tend to have grandiose ideas about our special position in the tree of life, more than 70% of our genes have an obvious orthologue in zebrafish.”  Other than telling sweeping stories of evolutionary transitions, Gross only mentioned the coelacanth genome and the zebrafish genome as data, noting that “zebrafish has the largest number of unique genes (3,634) not shared with any of the others” (chicken, mouse, and human).  And despite the major changes involved in moving from sea to land, he wrote, “Arthropods must have made the transition at least five times, as researchers have concluded from phylogenetic trees.”Tree of life is fishy:  In “Somethings’s fishy in the tree of life,” Science Daily reported on the largest comparison of fish genes to date, providing data that “dramatically increase understanding of fish evolution and their relationships.”  Some assembly required, after disassembling previous assumptions and “proposing” relationships nobody would have expected:While some of the findings provide new support for previously understood fish relationships, others significantly change existing ideas. Many different groupings are proposed in this new tree. For example, tunas and marlins are both fast-swimming marine fishes with large, streamlined bodies, yet they appear on very different branches of the tree. Tunas appear to be more closely related to the small, sedentary seahorses, whereas marlins are close relatives of flatfishes, which are bottom-dwelling and have distinctive asymmetric heads.Fish & Hips:  A short article on Science Daily tries to explain the “fishy origin of our hips.”  We’re related to salamanders, by implication: it only took a “few evolutionary steps” to convert fins to hips.  Even though humans are thought to be very distant on Darwin’s tree, “the differences between us and them are not as great as they appear — most of the key elements necessary for the transformation to human hips were actually already present in our fish ancestors,” the article alleges.  And that’s because “Many of the muscles thought to be ‘new’ in tetrapods evolved from muscles already present in lungfish,” a Monash University evolutionist said.  “We also found evidence of a new, more simple path by which skeletal structures would have evolved.”  A picture of an axolotl adorns the article—but that’s a salamander, not a fish.Speaking of salamanders, an article on PhysOrg alleges that the “repeated evolution of high foraging rates in spotted salamanders” shows the “invisible finger of evolution” at work.  Quote from the evolutionary spokesman from U of Connecticut: “Finding that adaptive evolution may disguise strong ecological effects means that a range of ecological predictions are likely to be unreliable if we ignore how evolution affects biological communities” — i.e., evolution and ecology are so “inexorably intertwined,” one can mask the other.Snakes alive, and hopeful lizards:  A researcher with his team at George Washington U has built a new evolutionary tree of all lizards and snakes around the globe, 4,161 species in all.  “While there are gaps on some branches of the tree,” the lead acknowledged, “the structure of the tree goes a long way toward fully mapping every genus and species group.”  He thinks he knows what will fill the gaps, even though the project is preliminary: “this estimate of the squamate tree of life shows us what we do know, and more importantly, what we don’t know, and will hopefully spur even more research on the amazing diversity of lizards and snakes.”Speaking of lizards, here’s a big one.  While listening to music from The Doors, Jason Head (U of Nebraska) found a six-footer he named after Jim Morrison (leader of the rock band, who apparently committed suicide).  Thought to have lived 40 million years ago, Barbaturex morrisoni was larger than many of the mammals it munched on.  Head attributed today’s paucity of large lizards to climate change.  Apparently global temperatures and carbon dioxide levels were much higher back then, even with human smokestacks and automobiles around.  “We think the warm climate during that period of time allowed the evolution of a large body size and the ability of plant-eating lizards to successfully compete in mammal faunas,” he said (PhysOrg).  Is he proposing reptile size as a function of temperature?  Why, then, were there large dinosaurs in the arctic circle?  Why are lizards smaller today, to first approximation, in hot as well as cold climates?Ant what they used to be:  How’s the ant branch coming along?  Science Daily reported on a new ant family tree that supposedly “Confirms Date of Evolutionary Origin” and “Underscores Importance of Neotropics” in their emergence.  Data from genes and fossils were used to build the largest ancestry diagram for ants.  According to the phylogenists, “the rainforests of the Neotropics are both a museum, protecting many of the oldest ant groups, and also a cradle that continues to generate new species.”  In other words, some evolve and some don’t.  “This ant tree-of-life confirmed an earlier surprising finding that two groups of pale, eyeless, subterranean ants, which are unlike most typical ants, are the earliest living ancestors of the modern ants.”  It would seem easier to lose eyes than to gain them.Planting trees in the fast lane:  “Biologists have known for a long time that some creatures evolve more quickly than others,” begins an article on PhysOrg. “Exactly why isn’t well understood, particularly for plants.”  A new notion is that short plants grow in the “evolutionary fast lane” compared to tall plants.  At the U.S. National Evolutionary Synthesis Center, researchers estimated the average height of 140 families of plants, then plotted them against their assumed date of emergence in the fossil record to conclude (to their surprise) that “shorter plants evolved as much as five times faster than taller ones.”  Why would that be?  They surmised that the tips of small plants generate more mistakes:What puts short plants in the evolutionary fast lane? The researchers suspect the difference may be driven by genetic changes that accumulate in the actively-dividing cells in the tip of the plant shoot as it grows. Cells don’t copy their DNA perfectly each time they divide. In animals, most DNA copy mistakes that occur in the cells of the animal’s body can’t be inherited—they’re evolutionary dead ends. But this isn’t the case for plants, where genetic changes in any part of the plant could potentially get passed on if those cells eventually form flowers or other reproductive organs.For the notion to work, “the rate of cell division and genome copying in taller plants eventually slows down, and changes in DNA—the raw material for evolution—accumulates less quickly.”  Sounds like a hypothesis in need of observation.Does Darwin need his tree?  As reported here May 15, the “tree of life” is a tangled bramble bush, according to an article on Science Daily.  Astrobiology Magazine went further to debunk the notion of a “tree of life” with a last universal common ancestor (LUCA).  But their idea of “digging down below the tree of life” threatens to uproot it:A family tree unites a diverse group of individuals that all carry genetic vestiges from a single common ancestor at the base of the tree. But this organizational structure falls apart if genetic information is a communal resource as opposed to a family possession.The article stressed the significance of horizontal gene transfer,  Nigel Goldenfield (U of Chicago) stated it this way: “Our perspective is that life emerged from a collective state, and so it is not at all obvious that there is one single organism which was ancestral.”  Although this refers to the trunk of the tree, the impact of the new idea flows upward.  “In his work,[Peter]  Gogarten [U of Connecticut] has shown that horizontal gene transfer turns the tree of life into a thick bush of branches that interweave with each other.”  (see also 2/01/07). The new ideas of Carl Woese (1/28/10), Goldenfield and Gogarten are examples of “the evolution of evolution,” the article suggests (see 12/19/07).The group is particularly interested in the question of how the ability to evolve originally developed. The “evolution of evolution” sounds like a chicken-and-egg problem — especially if you think, as Goldenfeld does, that life is by definition something capable of evolving.However, evolution can utilize different mechanisms to achieve the same goal. Goldenfeld’s team will try to recover some of life’s former evolutionary phases by stressing cells and then seeing how their genomes rearrange in response.It appears, then, that to salvage evolutionary theory, astrobiologists must personify evolution (“evolution can utilize different mechanisms“) and dispense with Darwin’s core concept of unguided natural selection (“to achieve the same goal“).Goldenfield, a physicist, tries to see evolution in thermodynamics terms in order to come up with rules of “universal biology.”  However it is viewed, it’s clear that evolutionists have a long way to go.  He said, “We would like to have a better understanding of why life exists at all.”Why does life exist at all?  Because it was created.  It didn’t just happen.  We can say that confidently after showcasing once again the utter bankruptcy of evolutionary theory (10/19/10). Did you catch that the zebrafish has 3,634 unique genes?  What’s the probability of those arising without design?After 154 years of Darwin, evolutionists are not even sure there is a tree of life.  Creationists have the certainty of a life-giving, created tree of life: in the beginning and at the end.  Don’t be fooled by the mystical divination of modern-day shamans who use mumbo-jumbo like “the evolution of evolution” or “the invisible finger of evolution” to keep their fake tree fable going (2/01/07 commentary), who refuse to acknowledge the clear evidence for design, and who keep promising understanding that never comes. (Visited 21 times, 1 visits today)FacebookTwitterPinterestSave分享0last_img read more

Building Science Corp. Study Examines Insulation Performance

first_imgOld newsThe findings aren’t new; they were reported by GBA in a September 2012 article called “Air Leakage Degrades the Thermal Performance of Walls.” In that article, senior editor Martin Holladay wrote, “If the walls were sealed and there was no air flow through the walls, all of the R-13 walls behaved the same. As Gertrude Stein might have put it, an R-13 wall is an R-13 wall is an R-13 wall. ‘When the nominal R-13 walls are sealed and tested, they have the same heat flow, plus or minus 4%,’ said [Chris] Schumacher. ‘They all perform roughly the same.’” RELATED ARTICLES Builders who run the other way when someone suggests using fiberglass batt insulation may want to rethink their point of view. A study released by an industry trade group says that one type of wall insulation performs as well as any other as long as it is installed correctly and the wall has been air-sealed.That conclusion comes from an updated Thermal Metric Summary Report compiled by the Building Science Corporation and released this week by the North American Insulation Manufacturers Association (NAIMA), a trade group representing manufacturers of fiberglass, rock wool, and slag wool insulation.“R-value is R-value,” NAIMA said in reporting the latest results of the multi-year study. “When walls are constructed to the same R-value and properly sealed, all insulation types perform essentially the same.” Air Leakage Degrades the Thermal Performance of WallsA Bold Attempt to Slay R-ValueUnderstanding R-ValueInstalling Fiberglass Right Search continues for an R-value replacementThe industry-funded research is part of what’s turning out to be a very long process aimed at replacing R-value with another metric for describing thermal performance.Joseph Lstiburek, a principal at Building Science Corporation (BSC), announced in 2007 that it was time for the R-value to be retired and replaced with a metric that took into account more complexities of building assemblies and site conditions. As GBA’s Martin Holladay reported nearly four years ago, BSC built a new test rig called a double-guarded hot box with the aim of measuring heat and mass flows. But testing dragged on for years without any firm conclusions.As the report notes, BSC joined with six companies in the industry — including NAIMA and Icynene, a manufacture of open-cell foam — to develop a replacement for R-value.“The Thermal Metric Project was initiated in response to renewed focus on building system performance and increasing use of a broader range of building materials and systems,” the report notes. “These factors highlight the shortcomings of the dominate thermal performance metric, namely R-value. Contemporary insulation materials and systems are more or less sensitive to thermal bridging, workmanship (i.e. quality of installation), internal convention and through convection (i.e. infiltration, exfiltration, wind washing and re-entrant looping).“The impact of such ‘anomalies’ and ‘defects’ is not captured in the standard (label and installed) R-value metric,” it said.Researchers still have more work to do: “At this stage of the research project, the industry partners have not proposed a new metric for quantifying the thermal performance of insulation beyond conventional R-value,” NAIMA said, “and the report does not include any recommendations for a new metric.”But the study did yield a number of observations:Unless a continuous layer of insulation is installed on one side of the wall, all wood-framed walls are subject to thermal bridging, regardless of what type of insulation is used in the stud cavities. Thermal bridging through the framing lowered thermal performance by about 15%.Commercially available heat transfer models do a good job of predicting thermal bridging, as did the ASHRAE Handbook of Fundamentals.All types of insulation show changes in thermal performance with changes in temperature.No matter what type of insulation is used, all wall assemblies show some loss of thermal performance when air is permitted to move through them. A preliminary version of the report was released almost two years ago, NAIMA said, comparing fiberglass batts, cellulose, closed-cell spray foam, and foam sheathing. But open-cell spray foam wasn’t included because of defects in a test wall. The updated version of the report, dated June 2015, also includes test results involving R-15 fiberglass batts and R-15 blown-in fiberglass insulation.NAIMA said that R-15 fiberglass batts performed better than a wall insulated to R-13 with open-cell spray foam and better than R-12 worth of closed-cell foam.“The results of this research clearly demonstrate that there is no single ‘best’ insulation material and that all insulation materials perform equally well when properly air sealed and installed, debunking the claims that spray foam insulation performs better than other insulation types and provides air sealing for the whole building.”last_img read more

Get set for Couture, says Tanya Banon

first_imgFDCI president Sunil Sethi.Come July and it’s countdown time to the next season of fashion. The initiation ceremony into twines and twirls of glossy tulle, satiny silks and plush velvets begins with India’s most prestigious and credible fashion event in the country-India Couture Week 2014.In the wake of runway fervor, I choose to set aside fashion fatigue for a moment and look at the glass half full and what comes to the fore is a burgeoning industry that has extended itself beyond boundaries of couture or pret; where Indian designers command the same prices as world renowned international fashion houses and where fashion has given a boost to parallel and complimentary industries brimming with talent of models, set designers, make up artists, hair stylists, choreographers, photographers and performing artists.Behind all the hype and hoopla is an entire machinery of professionals. Amongst them, one man tirelessly makes it all happen year in and out. Sunil Sethi is not only President of the FDCI but he is also the man behind the scenes who makes fashion work like clockwork.FDCI president Sunil Sethi says Manish Arora (centre) has infused colour into bridal designs.In a candid conversation Sethi reveals the inner dynamics that goes into putting together a couture extravaganza.Sethi reveals that, “the designers have an extremely positive competitive spirit amongst one and other when it comes to the event.This is because India Couture Week is not only a B to C (Business toCustomer) model but also a B to B model, as the countries leading multidesigner stores place orders based on the collections showcased at theevent. Couture Week sets the mood, palette and dictates the trend forthe upcoming festive season and also bridal trends. This event has given birth to a pool of talent including models, choreographers and fashionphotographers to name a few.”advertisementThe “all-new edition” of India Couture Week has Shree Raj Mahal Jewellers as the title sponsor & Logix Group as the associate sponsors and promises to be a fashion destination that breaks away from the old formula with improvised and innovative methods of showcasing. Sethi reveals, “This year we will present collections that go beyond the regular format. We will have press previews, cocktail previews for exclusive groups limited to a hundred or so people, larger than life sets and offsite shows. This time, designer Rohit Bal is doing a cocktail preview for a select crowd. We will retain Delhi as a base and extend ourselves to other cities after the event as well.”India has a plethora of talent and India Couture Week seeks to showcase this in a clear and credible manner where opportunity is given both to veteran names and emerging talent.Sethi speaks rather candidly stating, “I cannot afford to differentiate between what is known as star talent and emerging talent, I cannot be partial to a group of designers from a particular city over another city.”When it comes to talking about other fashion weeks in the country that portray themselves as “couture” or “bridal” destinations, Sethi minces no words, “some people (designers) just never learn from their choices and often give greater significance to commercial aspects.For them their commercial interests weigh more than the aesthetic, ethical and creative platform which FDCI offers.”STRANGERS TRANSMIT TENSIONPsychologists from Saint Louis University have found that stress can be passed on through things like tone of voice, facial expressions, posture and even odour.For those who couldn’t take advantage of the holiday season due to work and domestic pressures, please ensure that you pencil in some R&R in your schedules to save yourself from landing into ‘secondhand stress’. The Daily Mail recently reported that “stress can be ‘caught’ from strangers,” via a groundbreaking study by a team of psychologists from Saint Louis University.The study shows that “in some situations stress is contagious….They found that the stress can be passed on through things like tone of voice, facial expressions, posture and even odour.”FASHION UNVEILED AT SPORTS EVENTSThe Duchess looked chic at a Wimbledon match.Sports enthusiasts are having a gala time as the biggest events in sports entertainment, the Wimbledon and the FIFA World Cup, head into quarter and semi finals this week. However, for fashion aficionados this is also the perfect time to cash in on the sportswear fashion trend which is big on both the international and desi circuits. If you’re heading to watch the games, try to look sportingly cool by experimenting with luxe fabrics and sporty silhouettes or then be femininely chic like Catherine, the Duchess of Cambridge in her white applique dress at Wimbledon.Try out mesh jackets, hoodies, washed satins, neoprene, track pants in plush fabrics, bomber jackets, pastel hued pencil skirts, tennis skirts, quilted detailing, sports wedges, healed boots and jersey dresses.advertisementIf your brand conscious pick from Gucci’s lurex and matte satin sportswear, Marc Jacobs haute athletic wear, Prabul Gurung and DKNY sports chic or Indian names like Rajesh Pratap Singh and Satya Paul.last_img read more