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5 member rewards strategies to drive cardholder spending

first_img 6SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr When members reach for a payment card at checkout, chances are they are selecting their favorite rewards card.In fact, Accenture research finds that spending on rewards cards has skyrocketed since the Great Recession.  In the last year alone, consumers received $15 billion in rewards value through cash back, miles and points, according to the firm’s estimates and analysis.So, how can credit unions create a rewards program that is compelling to member cardholders and that keeps them transacting? Here are a few expert tips to jump-start your offering: continue reading »last_img read more

Syracuse men’s soccer opponent preview: What to know about Pittsburgh

first_img Facebook Twitter Google+ Published on November 1, 2016 at 11:58 pm Contact Matt: mcschnei@syr.edu | @matt_schneidman Syracuse begins its conference tournament title defense Wednesday, when the No. 7 Orange (10-3-3, 3-2-3 Atlantic Coast) host unranked Pittsburgh (2-12-3, 0-6-2) at 7 p.m. at SU Soccer Stadium. The Orange secured the No. 5 seed in the ACC tournament after tying Wake Forest, 1-1, Friday night. The Panthers, under first-year head coach Jay Vidovich, are seeded 12th out of 12 teams in the conference.Here is everything you need to know about Pittsburgh ahead of the first-round tilt.All-time series: This is the 21st meeting between the two schools. Both teams are 8-0-2.Last time they played: Syracuse scored five goals in a span of 21:13 in a 5-0 win over the Panthers on Sept. 25, 2015. Noah Rhynhart kicked off the scoring in the 37th minute, before three Ben Polk goals and a Julian Buescher tally blew the game open. The Orange registered 16 corner kicks compared to Pitt’s one, and Syracuse outshot the Panthers, 19-2. SU advanced to 5-2-1 overall with the victory. The two sides didn’t play in the regular season this year.The Pittsburgh report: The Panthers have only two players, Luca Mellor and Matt Venanzi, who have scored more than one goal. Only four others have scored, and Pitt ranks last in the conference in shots, goals and assists – by large margins. Pittsburgh has little offensive firepower, and a Syracuse team without its best defender (Miles Robinson is serving a one-game suspension for a red card) couldn’t be facing a more convenient opponent.AdvertisementThis is placeholder textThe Panthers’ defense isn’t much better, having tied for the third-most goals allowed in the ACC. On paper, Pittsburgh is the runt of the conference, but Syracuse head coach Ian McIntyre won’t put anything past a team led by the former Wake Forest head coach.“They made a splash this year. They hired one of the all-time great ACC coaches in Jay,” McIntyre said. “They’ve got some pieces. We know they’re going to be organized and this will be a tough game for us. We’ve had real tough games with Pitt over the last few years and that’s without a change in leadership.”How Syracuse beats Pittsburgh: The Orange needs to convert on one or two of its chances, which will likely come in quick succession. Chris Nanco should have no problem getting behind the Panthers’ back line and Sergio Camargo, Jonathan Hagman and Mo Adams should control the midfield with ease to allow Syracuse to dictate the tempo of the game however it pleases.Stat to know:10 – Pittsburgh has scored 10 goals this season, 12 fewer than any other team in the ACCPlayer to watch: Luca Mellor, No. 5, midfielderThe 6-foot freshman has scored three goals this season and taken 12 more shots than anyone else on the team. He’s about as potent of an offensive threat the Panthers have, and he has a chance to get an opportunity or two on net without Robinson in the back for the Orange. Mellor has played in all 17 games and registered a team-high nine shots on goal. Commentslast_img read more

Election 2017: Sea Bright Candidates Focus On Budget

first_imgBy Liz Sheehan |SEA BRIGHT – Four candidates are vying for two seats on the Borough Council in the Nov. 7 election, where decisions are made that affect residential property tax bills.Incumbents Republican John Lamia Jr. and Democrat Charles Rooney III are seeking to return to the council. Also running are Republican Pamela Ross and Independent Jon Schwartz.Mayor Dina Long, who ran for a second term unopposed in 2015 as an Independent, said Monday she is endorsing Rooney and Schwartz in the election.Council President Jack Keeler, a Republican, has endorsed candidates Pamela Ross and John Lamia. One of the candidates found himself entering the race in a slightly unusual way. Lamia said he had decided not to seek another term on the council and was vacationing at Mohonk Mountain when he received a call from the county Board of Elections telling him he had won the primary with a write-in vote.He decided to run again, he said, because he wants to be of assistance to Sea Bright residents. “I am a caregiver,” he said. Lamia is a program manager with special experience in construction and utilities for Unify Inc., which oversees telecommunications operations for New York City Health and Hospitals Corporation and Mount Sinai Hospital.Keeping the budget in check is a priority for Lamia. He and fellow Republican Councilman Jack Keeler were against bond issues for the replacement of the firehouse, police headquarters and the library which were damaged by Super Storm Sandy, citing concerns about the costs and a desire for a second opinion on those expenditures. The bond issues were later approved by public referendum.Lamia said he voted in favor of retaining an attorney to fight the high tuition paid to Shore Regional school district. “I agree we need to try something different, but we should regroup more frequently with updates,” he said.Rooney, who owns borough-based Rooney Produce Company and is the son of the former mayor, said he is running again to finish the work he started.“I find it an honor to represent the people of Sea Bright,” he said.He campaigned for the bond issue to help pay for the two new buildings that would house the library, police headquarters, fire house and borough offices. It’s one of the chief reasons he got on the council, he said.Rooney said it was a good decision to hire a lawyer to fight the town’s costs of around $107,000 for each student at Shore Regional High School. The town has “good ideas of how to get out” of the situation, he said, but cannot reveal them before legal action is taken.The next project the borough should address is placing bulkheads in the downtown area and north and south sections, Rooney said. Funds should be set aside each year in the budget for the project because of the frequent flooding of the Shrewsbury River. There are some bulkheads on the riverfront, funded by grants prior to Super Storm Sandy, but there are gaps in between them that allow flood water to come around the sides of the bulkheads and enter the streets.Independent candidate Jon Schwartz, president of Schwartz Mazda in Shrewsbury, said he believes he can save the town money. He said he had already shaved $10,000 a year off the borough’s electrical and phone bill by advising the town to change vendors.Schwartz said the town has a very able administrator, but it was only a part-time position and as a council member he could use his business background to find more savings.He said he believes residents who live on a street near the river should share in the costs for the installation of bulkheads. The same cost-sharing should apply for placing valves on storm drains so that during high tides the river water will not flow out of the sewers and into the streets, a problem in parts of the borough. In his neighborhood, he said, residents joined together and paid to install the valves.Schwartz said he backed the decision to hire an attorney to fight the high taxes paid to Shore Regional.He praised Mayor Dina Long and said she “had done a wonderful job” for the town in the recovery from Sandy. Long said she was an Independent and was supporting independent candidates to get more political diversity on the council. She said Schwartz, as a member of the town’s Unified Planning Board, had spent time getting familiar with the needs of the town.Pamela Ross believes there is a lack of communication between the town and its residents. She said people are only allowed three minutes to ask council members questions at a meeting and often do not have enough information about what is being discussed. Council members should explain things “more fully before taking a vote,” she said. A section of the borough’s web site should be designated for residents to pose questions to town officials, she suggested.“As a business owner I listen to my customers. We need to listen to taxpayers more,” said Ross, a wholesale distributor of leather and vinyl.Unlike the others, Ross said she does not support the decision to hire an attorney to attempt to lower the costs associated with sending students to Shore Regional because the town has no guarantee of successful results. The attorney had said he could not reveal his planned legal strategy in the matter.“Why not share it?” she said. “It shouldn’t be top secret.”She said she believes residents should raise funds to pay tuition to private schools for the town’s high school students, which would be less expensive than paying the extra taxes required to pay Shore Regional $107,000 per student.Ross also said the town should have an emergency line that would give road conditions so when flooding occurs residents can call and find out if roads are passable.In a printed statement about her candidacy Ross said she believed the two issues at the top of her list if she were elected were “addressing the financial state and future affordability” of living in the borough, including taxes, and the “necessary infrastructure/storm mitigation issues facing Sea Bright.”In regard to flooding on the river side of the town, she said Friday that, if elected, “I would have to consult the Corps of Engineers to see what the options are.”This article was first published in the Oct. 19-26, 2017 print edition of The Two River Times.last_img read more


first_imgMike Smith2143219%43%$245,565 Tiago Pereira4047110%30%$195,625 Peter Eurton1430221%36%$206,734 Mike Puype1841122%33%$130,590 Robertino Diodoro830238%63%$67,035 Martin Pedroza4565213%29%$221,470 SANTA ANITA STATISTICS Bob Baffert2247218%59%$666,265 JockeyMts1st2nd3rdWin%ITM %Money Won CHROME BREEZES AT LOS AL FOR CLASSIC            Good news for racing fans everywhere, and especially those of California Chrome: the most popular horse of the day and the greatest money earner in North American history could race again in 2017 as a six-year-old.Trainer Art Sherman left the door open Saturday morning after California Chrome worked five furlongs at his Los Alamitos headquarters in 1:00.40 in his next-to-last major drill for the $6 million Breeders’ Cup Classic at Santa Anita in two weeks, on Saturday, Nov. 5.Asked if there was any chance the five-year-old California-bred full horse could race again next year, Sherman said: “I’m not sure. It’s kind of up in the air. We’re talking about it, but it all depends on how he finishes up the year.“There’s a lot of money out there if he wants to keep in training. He can run for $27 million next year.”California Chrome was sired by Lucky Pulpit, who won three of 22 lifetime starts and stands for $7,500 at Harris Ranch. His dam was the nondescript Love the Chase, so his breeders hit the lottery with California Chrome.Winner of six straight races,15 of 24 overall, and earner of $13,432,650, California Chrome had the $12 million Pegasus World Cup at Gulfstream Park on Jan. 28 as his likely farewell race before going to stud at Taylor Made Farm in Nicholasville, Ky., but those breeding plans now appear to be on hold.Sherman, meanwhile, was pleased with Chrome’s work before sunrise and under the Los Al lights with exercise rider Dihigi Gladney aboard.“Very good” is how Sherman termed the move. “The official clocker (Russell Hudak) gave him a minute and two fifths and a gallop out of (one) 13. I got him in 59 and four and out in 13, but it doesn’t make any difference.”Added Hudak: “He was the first horse on the track this morning. He looked good. It was his typical work. He went off slow and had a nice finish, with fractions of 25 1/5 and 48 3/5. Gladney just kind of guided him around the turn in 1:13 with blinkers on and he got a five-eighths time of 1:00.40.”Sherman plans to give Chrome his final pre-Classic breeze at six furlongs next Saturday before shipping to Santa Anita Sunday, Oct. 30, with an expected arrival time at The Great Race Place between 11 a.m. and 12 noon. Norberto Arroyo, Jr.58138922%52%$514,554 CALIFORNIA CHROME COULD RACE NEXT YEARMELATONIN WORKS A MILE FOR RICH CLASSICBAFFERT’S ‘OTHER HORSE’ IN CLASSIC BREEZESTEVENS RIDES RUNHAPPY IN THE DIRT MILE William Spawr1033130%70%$97,323 Doug O’Neill57781112%46%$330,061 Joseph Talamo3466118%38%$256,280 (Current Through Friday, Oct. 21) Fernando Perez3961815%38%$181,515 Tyler Baze61136921%46%$461,395 In other Breeders’ Cup news:Hoppertunity, Bob Baffert’s “other horse” for the Classic, worked four furlongsin company Saturday in 47.80. “He went nice,” Baffert said of the bay son of Any Given Saturday, who will join Classic second choice Arrogate, also trained by Baffert, in the race.“Hopper is not a great work horse, never has been, but he’s good, he’s happy, he’s solid and he’s doing well.” Hoppertunity’s running mate Viva Vegas was timed in 48 flat.FrontRunner winner Gormley (Juvenile), who had been expected to workSunday, went six furlongs Saturday in company under Victor Espinoza in 1:14 flat.“We just moved it up a day. He’ll work again next Saturday,” trainer John Shirreffs said. Hall of Fame jockey Gary Stevens, who rode 2015 Sprint champion Runhappy to victory in the Grade I Malibu Stakes at Santa Anita in 2015, has the mount for trainer Laura Wohlers in the $1 million Las Vegas Dirt Mile on Nov. 4, according to agent Mike Ciani. Gary Sherlock1231125%42%$105,710 FINISH LINES: Apprentice Chad Lindsay scored his 39th career victory when he piloted All for Charity to a half-length victory for trainer Jorge Gutierrez in Friday’s second race. Come his 40th win, Lindsay will lose two pounds off his weight allowance and receive a five-pound advantage instead of seven . . . Jockey Norberto Arroyo Jr., who rode Spanish Hombre in Thursday’s eighth race, has been suspended three days (Oct. 27, 28 and 29) for causing interference resulting in the disqualification of his horse from second to fourth . . . Congrats to Roy Franz on the occasion of his 73rd birthday today. The hard-working gentleman has been dutifully serving customers at Clockers’ Corner and during the races for 28 years . . . XBTV host Aaron Vercruysse is Tom Quigley‘s guest Sunday, 11:20 a.m. in the East Paddock Gardens . . . Santa Anita hosts a Pumpkin Festival this weekend and next, Oct. 29 and 30. Experience a pumpkin patch unlike any other and watch the races while the kids enjoy an Infield festival packed with jumpers, a straw maze and a huge pumpkin patch. The event will be open from 12 noon until 4 p.m. For special packages, visit santaanita.com/events. Peter Miller42125329%48%$365,515 Kent Desormeaux38113629%53%$423,735 Victor Espinoza3156316%45%$708,325 Philip D’Amato3860516%29%$397,300 Mark Glatt2136814%81%$176,473 Richard Baltas5178614%41%$408,120 MELATONIN BREEZES A MILE FOR BC CLASSICSanta Anita Handicap winner Melatonin, training up to the Classic since his last start, a victory in the Grade I Gold Cup at Santa Anita on June 25, continued towards his ultimate goal with a one-mile workout Saturday in 1:41.20 under regular rider Joe Talamo.“I’m very happy and Joe was very happy,” said David Hofmans, who trains Melatonin for Susan Osborne’s Tarabilla Farms, Inc. “Joe said he had a lot of horse left and we got a lot of air in him.”Santa Anita clocker Dane Nelson caught Melatonin in fractional times of 26, 38.80, 51.60, 1:04.20 and 1:29.20.Melatonin, a five-year-old gelded son of Kodiak Kowboy, is four for four at Santa Anita. The speedy bay has earned $1,218,552. Jeff Mullins1240333%58%$125,180 Tara’s Tango (Filly & Mare Sprint) worked six furlongs in 1:13.80 for JerryHollendorfer with Rafael Bejarano up.Other Breeders’ Cup workers Saturday included Daddys Lil Darling (JuvenileFillies), four furlongs in 47.40 for Ken McPeek; Dalmore (Dirt Mile), four furlongs in 50.60 for Keith Desormeaux; Finest City (Filly & Mare Sprint), five furlongs in 1:05.20 for Eric Kruljac; Kitkat (Mile), four furlongs in 47.40 for Sebastian Silva; Point Piper (Dirt Mile), five furlongs in 1:01.80 for Jerry Hollendorfer; With Honors (Juvenile Fillies), a bullet 1:12.20 for Keith Desormeaux, who sent out stablemate Majestic Quality (1:13.40) in company. John Sadler2434313%42%$310,595 Rafael Bejarano7813181117%54%$980,725 TrainerSts1st2nd3rdWin%ITM %Money Won Flavien Prat55128822%51%$968,960 Jerry Hollendorfer3153416%39%$261,267last_img read more